Money, cards, and cash
Cities take cards more often than pastures. Carry some som, and do not assume every yurt has a terminal.
A practical mix
ATMs and card payments are common in Bishkek and increasingly in Karakol and larger lake towns. Mountain camps, small guesthouses, and drivers’ extra stops are often cash in Kyrgyz som. US dollars are sometimes discussed for larger invoices; your booking confirmation will say how Oasia invoices you.
What we will not pretend
Exchange rates, ATM fees, and card acceptance change. We do not publish a fake ‘daily budget’ that pretends to be your trip. Ask for a quote on the journey you actually want.
Related journeys

Nomadic Life, Unhurried
Two nights on the Song-Kul pasture when the road allows — yurts, optional horses, and hosts who receive guests, not a costume performance.
June–September · Moderate
Oasia draft · locally verified before booking
Customize this journey View journeyRelated articles
Staying connected
Local SIMs work well in cities and along the lake; high pasture and some valleys do not.
Reviewed August 15, 2026 · 4 min read
ReadLocal customs and etiquette
Hospitality is real. So is the need to be a considerate guest in homes, yurts, and sacred places.
Reviewed August 15, 2026 · 5 min read
Read